DamagePort

Born of necessity. Forged by fire.

Every loss, accounted for.

DamagePort documents a property claim the way a public adjuster does. Room by room, item by item, receipt by receipt, it turns the claim into the report or worksheet the carrier asks for.

Built on a real total-loss fire claim with more than a thousand line items — not on a whiteboard.

KITCH-004 SmokeTotal loss

Stand mixer, 5-qt tilt-head

Kitchen · bought March 2021 · qty 1 · 3 photos · receipt on file

Paid$379.99
Replacement$449.99
Est. ACV$359.99

Coverage C · Personal property

Carrier paid $33,000 Claimed $79,460 Limit $150,000

Timeline · loss of use

  • Hotel, two nights · Lodging−$258.00
  • Meals out · kitchen unusable−$64.18
  • Advance from the carrier · ALE+$5,000.00

A total loss is not one loss. It is every drawer, shelf and closet in the house — and the policy pays for what you can show.

Carriers pay for what is documented. The inventory ends up in a spreadsheet, the photos on three phones, the receipts in a shoebox and the hotel bills in someone's email. DamagePort keeps all of it on one claim, so nothing the policy owes is left out because nobody could find it.

What is on a claim →

How it works

From a burned room to a paid claim, in four moves.

  1. Capture

    Walk the house with a phone. Live camera, one item at a time: room, name, how many, what state it is in. Facts now, opinions later.

  2. Build the lines

    Pull in the purchase history, price what is missing, estimate depreciation and decide what is restored and what is replaced.

  3. Track the money

    Advances, receipts, hotel nights and policy limits, with a dated diary of why every cost exists.

  4. Deliver

    A printed contents report, the carrier's own worksheet filled in, or a file their estimating software imports.

Field capture

Document the room while you are standing in it.

The capture screen is built for a phone in one hand: the camera stays live, the facts sit beside it, and “Next item” is one tap. Policyholders can capture too — they record what is there, the desk decides what it is worth.

  • IDs that follow the room. Every line gets an ID like KITCH-004; move it to another room and the ID and its photo files follow.
  • Several at once. Paste a list or type rows when a closet holds forty of the same thing.
  • Video and iPhone photos just work. Clips and HEIC pictures are converted as they are saved.

Pricing & AI

Replacement cost you can defend line by line.

Bring your own AI key — Claude, ChatGPT, Gemini, Grok or any OpenAI-compatible service. The AI finds like-kind, like-quality comparables; your pricing posture decides which one is used. It is a choice of comparable, never a markup, so the price is always a real listing.

  • Nothing is saved until a person accepts it. Every AI-priced line keeps a trail: the model, the comparables, the one picked and why.
  • Receipts read themselves. Snap one on a phone and the date, amount and payee land in the form.
  • Unpriced lines stand out. A pricing workspace walks them one by one, with the retailer searches beside the form.
Pricing posture Assertive85
  • 5-qt tilt-head stand mixerBig-box retailer$329.99PICKED
  • 5-qt tilt-head, same seriesKitchen specialty store$379.95PICKED
  • 5-qt tilt-head, current modelDepartment store$399.99PICKED
  • 5-qt tilt-head, current modelManufacturer direct$449.99PICKED
  • 5-qt tilt-head, premium finishOnline marketplace$469.00PICKED
Replacement cost (ea)$449.99

Funds & limits

Know what the carrier owes before they tell you.

Every advance and every receipt goes in one ledger, against the coverage it belongs to. Money in is green, money out is gold, and red only ever means a real problem: over a limit, over an advance.

  • Policy limits that count themselves. $50 a day up to $1,500? Enter it once; the rental days and meals count against it.
  • Recoverable depreciation, tracked. What was held back, and what each replacement receipt has released.
  • One diary for the whole household. The fire, the totalled car, the hotel: each cost filed with the reason it exists.

Coverage D · Loss of use (ALE)

Reimbursed $6,200.00 $2,537.03 currently unreimbursed

Limit · Car rental · $50 / day up to $1,500

18 of 30 days · $900.00 usedStill out · counting daily

Recoverable depreciation

Held back$11,940
Released$4,310
Still held$7,630

Everything on one claim

The whole claim file, not just the inventory.

A contents claim drags the rest of the loss along with it. DamagePort keeps it together.

01Rooms & floor plan

Start from a layout, add the garage and the shed; claim categories for what was not in a room.

02Itemised inventory

Photos, brand, model, serial, quantity, condition, coverage — in a list or a spreadsheet grid.

03Purchase history

Drop in Amazon's order-history download as it comes, or any retailer's spreadsheet.

04Depreciation & ACV

Category defaults you can tune, sales tax per claim, and the carrier's own numbers beside the estimate.

05Restore or replace

Cleaning cost bands against replacement cost, with a suggestion — and the decision left to you.

06Timeline

A dated diary of the loss: meals, lodging, calls, inspections, with receipts attached.

07Documentation

Policy, letters, estimates and decisions, each visible only to the people who need it.

08Structure estimate

Import the dwelling estimate report and review it line by line against the rooms.

093D tour & wishlist

The 3D scan in the claim, and the rebuild changes the family wants, kept apart from what is owed.

10Reports & worksheets

A printed contents report, the carrier's worksheet filled in, a CSV for desk estimating software.

11Your whole team

Roles, team leaders and need-to-know access for everyone working the claim.

12Who did what

Every record says who created and who changed it; the activity log shows the rest.

Two layouts

Work the way you already work.

Every person picks their own layout, light or dark, and a Basic or Pro view. Switching changes how it looks, never what you may do.

DamagePort

The claim as a set of clear pages: Overview, Items, Capture, Funds, Timeline. Made for people meeting a claim for the first time.

X-Port

The same claim in the layout desk adjusters know from Xactimate: a project sidebar with the grand total, a spreadsheet grid with line-item codes, a quick-entry strip, F9 for a line note.

Who it is for

One claim, everyone on it.

The claim owner invites the people working the loss. Each sees what their part needs — and nothing that would bury them.

Public adjusters

Run the file

Inventory, valuation, money and the deliverable, for every claim you carry.

For adjusters →

Policyholders

Show what you lost

Capture what was in each room and keep every receipt, without learning insurance.

For policyholders →

Restoration & builders

Your part of the job

Pack-out, cleaning and rebuild work, the rooms and the wishlist — not the money.

For vendors →

Carrier reviewers

Read and export

Review the file and take the worksheet. Read-only, by design.

For carriers →

Private by default

Photos and documents live in private storage and are handed only to signed-in people on that claim. No public links, no CDN.

Need to know

A restorer sees contents work, a builder sees the rebuild, the carrier sees what you share. The claim owner decides.

No passwords

Sign in with a one-time code. There is no password to reuse, leak or reset.

Your AI, your key

AI runs on the key you bring, stored encrypted; you decide who on your team may use it. More on security →

Our story

Born of necessity. Forged by fire.

I didn't set out to build insurance claims software.

I set out to regain control of my own life.

When disaster left me surrounded by questions, paperwork, and decisions I wasn't prepared to make, I did the one thing I knew how to do.

I wrote an app.

DamagePort was built by someone who needed it, for people who shouldn't have to go through this process alone.

Our Story

Live demo

Step into a real claim.

Not a polished sample: the founder’s own garage fire, as it stands, mess and all — only names and private details changed. Pick who you want to be: the homeowner, the public adjuster, the carrier’s adjuster, the contractor. No email, no sign-up.

© 2026 DamagePort. All rights reserved.

support@damageport.com